We're honored to serve patriots like you.

Special incentives and competitive rates make it easier to get the home you've always dreamed of.

100% financing available
Less stringent credit requirements than a traditional mortgage
No mortgage insurance required

When you've been away, there is no better feeling than coming home

When you're in the military, you know what it's like to be away for months on end. Veterans, reservists and active duty military members deserve a special place to call home. Military veterans and active duty service members, may be eligible for a VA Loan. These loans, which are backed by the Department of Veterans Affairs, are specially designed to ease the home buying process and make homeownership more affordable.

  • No down payment required for new home purchase
  • No monthly Private Mortgage Insurance on refinance or new home purchases
  • Fixed-Rate or Adjustable-Rate Mortgages
  • No pre-payment penalties
  • Sellers can pay up to 4% of closing costs and pre-paids
  • Credit scores as low as 600 can qualify
  • VA Interest Rate Reduction Loans (IRRL) Refinance Loans are also available
  • Veterans and current members of all branches of the military and their surviving spouses can apply

Michigan First Mortgage is a division of Michigan First Credit Union, a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.