Build Your Custom Home

The home of your dreams brings endless possibility.

Expert loan officers
Interest-only payments during construction
Lock in your interest rate

Making Custom Homes Possible

Building the home of your dreams delivers endless possibilities but the process can feel a little daunting. Michigan First Mortgage offers construction loans, provided by a knowledgeable and proactive team of loan officers, processors, and underwriters. We work together to ensure the process is smooth, efficient, and enjoyable. We’re part of Michigan First Credit Union, which has a 90-year history of serving members with integrity, value, and personalized attention.


Construction Loan Features Include:

  • Combine your construction and permanent mortgage into one loan.
  • Save time and money with one closing.
  • Interest-only payments during construction.
  • Include the purchase of your lot in the financing or build on a lot you already own.
  • Utilize your land value for equity.
  • Lock in your interest rate before construction begins, giving you added protection if rates rise.