Winter Wonderland Sweepstakes

Experience Michigan First Rewards® Visa® Cardholders Get Exclusive Access to our Sweepstakes

Chance to Win up to $1,000

When you spend $50 or more with your Experience Michigan First Rewards® Visa®

Step into a Winter Wonderland of rewards where we're ringing in the holiday season with a special sweepstakes exclusively for our Experience Michigan First Rewards® Visa® cardholders. Get ready to turn your everyday purchases into exciting chances to win up to $1,000 in statement credit! For every qualifying merchant transaction of $50.00 or more made with your Experience Michigan First Rewards® Visa®, you'll receive one entry into our exclusive sweepstakes.* It's as simple as that!

How It Works:

  • Use your Experience Michigan First Rewards® Visa®.
  • Make a transaction of $50 or more.
  • Qualifying merchant transactions must post to your Rewards credit card between October 1, 2023, and December 31, 2023.*


Prizes:

Three lucky winners will have the chance to walk away with up to $1,000 in statement credit.


In addition to gaining entries into our sweepstakes, earn Triple Rewards Points on all gas and grocery purchases and Double Rewards Points on all restaurants and fast food with every qualifying transaction.** Embrace the potential for financial gain and exclusive benefits that await you as a cardholder, and unlock a world of exciting possibilities with every swipe.

Your everyday transactions just got more rewarding; don't miss out on this amazing opportunity! Start using your Experience Michigan First Rewards® Visa® today and watch your chances to win soar.

* Each merchant transaction of $50.00 or more results in 1 (one) entry to the Sweepstakes. Qualifying merchant transactions that result in an entry to the Sweepstakes must post to the Rewards credit card between October 1, 2023, and December 31, 2023. Any qualifying transaction that is returned is disqualified. Michigan First does not control the date in which transactions post to your credit card account, and we reserve the right to determine which transactions qualify for an entry. Cash advances and balance transfer transactions do not qualify for entry into the Sweepstakes. To be eligible for the drawing your Rewards credit card and all Michigan First Credit Union account shares and loans must be in good standing. Michigan First Credit Union Team Members, Board Members, affiliates, vendors and their immediate family members and members of their household are not eligible to participate in the drawing Sweepstakes promotion. Three winners will be randomly selected by January 18, 2024; and will be notified by phone and email at the number and email we have on file. If we are unable to reach a winner within five (5) days after they are randomly selected, a new winner will be randomly selected. If winners are unable to accept the terms and conditions of the Sweepstakes a new winner will be randomly selected. Final winners will each receive a credit of up to $1000 that will be posted to their card by January 30, 2024. Your credit card and Michigan First Credit Union account share and loans must be in good standing at the time the statement credit is posted to your card; otherwise, a new winner will be randomly selected. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions may apply. Winners must be willing to give their name and likeness for Marketing purposes.
 
** Purchases made at gas stations and grocery stores earn triple Rewards and purchases made at restaurants and fast-food establishments earn double Rewards.

Qualifying merchants for triple Rewards include 5541 and 5542 for Gas Stations and 5411 for Grocery Stores. Qualifying merchants for double Rewards include 5812 Eating Places and Restaurants and 5814 for Fast Food Restaurants.

Qualifying transactions must post to your account between October 1 and December 31, 2023. Transactions made at non-qualifying merchants do not apply for double or triple Rewards and receive the standard Rewards rate of 1.5 points for a Michigan-based transaction and 1 point for all others. Michigan First does not control how merchants are categorized or the date in which transactions post to your account. Michigan First does not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for the bonus rewards offer. Cash advances and balance transfers are not eligible for rewards. To earn bonus reward points, you must be a cardholder in good standing. Bonus point rewards from qualifying transactions will be posted to your Rewards account approximately 10 business days after the previous months’ purchase activity. All purchases are subject to credit approval. Terms and conditions are subject to change. Some restrictions may apply.