Credit Card Promotion

Experience Michigan First Rewards® Visa®

Special 3.99% APR* on balance transfers for all new and current cardholders.

Low introductory rate
Choice of Visa® card design
Earn rewards for your spending

New Experience Michigan First Rewards® Visa® cardholders

Cards opened between January 1, 2021 and March 31, 2021 receive an introductory rate of 3.99% for all transactions except cash advances. This introductory rate will apply for seven statement cycles from the open date. Any balance remaining will revert to the regular rate beginning with the eighth statement cycle from the open date.* See below for 3.99% APR balance transfer promotion that all new and existing cardholders are eligible for.

Additional benefits include:

  • No annual fee or balance transfer fee.
  • An attractive annual percentage rate (APR).
  • Security features including the ability to set transaction alerts and turn your card on and off.
  • Earn rewards points for using our credit card and extra points for spending in Michigan.
  • Redeem reward points for merchandise, travel, gift cards and more.

Retail credit cards often lure you in with discounts at the store, but hit you with high interest rates and fees later. The Experience Michigan First Rewards® Visa® offers low rates and low fees so you can shop worry-free all year.

If you’re interested in an Experience Michigan First Rewards® Visa® credit card or simply want to learn more about this offer, call our 365 Live team anytime at 800.664.3828.

All Experience Michigan First Rewards® Visa® cardholders:

This quarter, all Experience Michigan First Rewards® Visa® cardholders can enjoy 3.99% APR on balance transfers! Transactions must post to the account between January 1, 2021 and March 31, 2021.**

* Cards opened between January 1, 2021 and March 31, 2021 receive an introductory rate of 3.99% for all merchant transactions (cash advances excluded). This introductory rate will apply for seven statement cycles from the open date. Any balance remaining will revert to the regular rate beginning with the eighth statement from the open date. For example, account opened in January 2021 receives 3.99% interest through and including their August 2021 statement. Increasing an existing card line or converting from a Secured card to a Rewards card is excluded from the introductory rate for merchant transactions.

** Qualifying balance transfers must post to your account between January 1, 2021 and March 31, 2021. Beginning with the 8th statement after the 1st qualifying balance transfer, any remaining balance from this promotion will revert back to the standard rate for the card. This offer applies to new balance transfers only. 3.99% APR promo rate applies to balances from a non-Michigan First credit card. All balance transfers are subject to credit approval. Account must be in good standing. Terms and conditions subject to change. Some restrictions may apply. Merchandise transactions and cash advances are excluded from this promotional offer. Limited time offer.