Credit Card Promotion

Experience Michigan First Rewards® Visa®

Special 3.99% APR* on balance transfers for all new and current cardholders.

Low introductory rate
Choice of Visa® card design
Earn rewards for your spending

New and Current Experience Michigan First Rewards® Visa® cardholders

  • 2x rewards points for all merchant transactions that post between April 1 and June 30, 2021*
  • 3.99% APR on balance transfers for seven statement cycles from the date of the first qualifying balance transfer that posts between April 1 and June 30, 2021**

New Experience Michigan First Rewards® Visa® cardholders

  • Cards opened between April 1, 2021 and June 30, 2021 receive an introductory rate of 3.99% for all merchant transactions (cash advances excluded).

This introductory rate will apply for seven statement cycles from the open date. Any balance remaining will revert to the regular rate beginning with the eighth statement cycle from the open date.***  

Additional benefits include:

  • No annual fee or balance transfer fee.
  • An attractive annual percentage rate (APR).
  • Security features including the ability to set transaction alerts and turn your card on and off.
  • Earn rewards points for using our credit card and extra points for spending in Michigan.
  • Redeem reward points for merchandise, travel, gift cards and more.

Retail credit cards often lure you in with discounts at the store, but hit you with high interest rates and fees later. The Experience Michigan First Rewards® Visa® offers low rates and low fees so you can shop worry-free all year.

If you’re interested in an Experience Michigan First Rewards® Visa® credit card or simply want to learn more about this offer, call our 365 Live team anytime at 800.664.3828.

* Merchant transactions that post to your card account between April 1 and June 30, 2021 earn 2X rewards. Michigan First does not control how merchants are categorized or the date that transactions post to your account. Michigan First does not evaluate whether merchants correctly identify and bill transactions; however, we reserve the right to determine which transactions qualify for the bonus rewards offer. Cash advances and balance transfers are excluded. To earn rewards points, you must be a cardholder in good standing. Bonus point rewards from qualifying transactions will be posted to your rewards account approximately 10 working days after the previous months’ purchase activity. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions may apply.

** Qualifying balance transfers must post to your account between April 1 and June 30, 2021. This offer is valid for seven statement cycles from the first qualifying balance transfer. 3.99% rate applies to balances from a non-Michigan First credit card. All balance transfers are subject to credit approval. Account must be in good standing. Terms and conditions subject to change. Some restrictions may apply. Merchandise transactions and cash advances are excluded. Limited time offer.

*** New cards opened between April 1 and June 30, 2021 receive an introductory rate of 3.99% for all merchant transactions. For merchant transactions, this rate applies for seven statement cycles from the open date. I.e.: account opened in April receives 3.99% rate through the November statement. Cash advances are excluded. Existing card line increases or converting from a Secured card to a Rewards card are excluded.