Credit Card Promotion

Earn 2x Rewards Points

with the Experience Michigan First Rewards® Visa®

Low introductory rate
Choice of Visa® card design
Earn rewards for your spending

New and Current Experience Michigan First Rewards® Visa® cardholders

When you shop with your Experience Michigan First Rewards® Visa®, you’ll earn double rewards points on qualifying retail and restaurant purchases between October 1, 2022 and December 31, 2022.*

Earn 2x Rewards Points from merchants like:

  • Grocery stores
  • Restaurants
  • Fast food
  • Department stores
  • Clothing stores
  • Discount stores
  • Wholesale clubs

Additional benefits include:

  • No annual fee or balance transfer fee.
  • An attractive annual percentage rate (APR).
  • Security features including the ability to set transaction alerts and turn your card on and off.
  • Earn rewards points for using your credit card and extra points for spending in Michigan.
  • Redeem reward points for merchandise, travel, gift cards and more.

Retail credit cards often lure you in with discounts at the store, but hit you with high interest rates and fees later. The Experience Michigan First Rewards® Visa® offers low rates and low fees so you can shop worry-free all year.

If you’re interested in an Experience Michigan First Rewards® Visa® credit card or simply want to learn more about this offer, call our 365 Live team anytime at 800.664.3828.

*Qualifying merchant transactions earn 2X rewards for this offer and must post to your account between October 1 and December 31, 2022, and must have the required merchant code signifying the transaction for purchases at retail stores and restaurants. Qualifying merchant codes include: 5300 (Wholesale Clubs), 5310 (Discount Stores), 5311 (Department Stores), 5411 (Grocery Stores), 5611 (Men’s and Boy’s Clothing Stores), 5621 (Women’s Ready to Wear Stores), 5641 (Children’s and Infant’s Wear Stores), 5651 (Family Clothing Stores), 5691 (Men’s and Women’s Clothing Stores), 5942 (Amazon and Bookstores), 5812 (Restaurants), and 5814 (Fast food)

Transactions made at other merchants do not apply and Michigan First does not control how merchants are categorized or the date in which transactions post to your account. Michigan First does not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for the bonus rewards offer. Cash advances and balance transfers are not eligible for rewards. To earn bonus reward points, you must be a cardholder in good standing. Bonus point rewards from qualifying transactions will be posted to your rewards account approximately 10 working days after the previous months’ purchase activity. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions may apply.