Personal
Whether you're single, married, or an empty nester, young or old, we have a product or service to help make your financial life easier. From the convenience of online banking and direct deposit to the basic necessities of a vehicle loan or checking account, we offer what you need. Sound easy? It is. And that's why we're here--by making your financial life easy, the rest of your life gets a little easier, too.
Save with Confidence
Save for a rainy day or save for a college education—or learn the best ways to easily gain real-world financial momentum while you’re in college. Wherever you're going in life, we have a savings, checking, or investment solution that's perfect for you. And your money is well-protected with us: Your combined balances in Michigan First savings and checking accounts are federally insured by the National Credit Union Administration for up to $250,000. Plus, because Michigan First provides additional private insurance by Excess Share Insurance Corporation (ESI) as an added benefit, your combined balances are also insured an additional $250,000 for a total of $500,000. Compare this coverage to what you currently receive ... make sure you're well-protected.
Borrow for Your Needs or Dreams
In the market for a new car or a new home? Need to finance home improvements or fund a vacation – or simply have a line of credit or credit card available for your spending needs? Let Michigan First help you prepare with the right loan solution.
The Next Generation of Online Banking
Put your finances at your fingertips with our state-of-the-art online banking! In addition to traditional features such as account histories, balances and transfers, you'll find far more than typical online banking. Create customized monthly budgets, monitor and trend transactions, maintain a strong relationship with your finances – even scan and deposit a check from home.
Round-the-Clock Convenience
Enjoy a variety of convenient services to make your banking experience all it can be. From ATM and debit cards to direct deposit; from overdraft protection to safe deposit boxes ... we have you covered!