| ATM Fees |
| Card Reorder (Lost/Stolen) |
$10.00 |
| Pin Reorder |
$2.00 |
| Michigan First/CO-OP ATMs |
Free |
| All Other ATM Networks |
2 Free/Month, $2 Each Additional |
| Surcharge For Non-CO-OP Network Transactions - Michigan First Machines |
$3.00 |
| Overdrafts – NSF |
$31.00 |
| Overdraft Transfer from Savings |
1 Free/Month, $3 Each Additional |
| |
|
| Certificate Services |
| CD Early Withdrawal Penalty |
90 Days Interest |
| |
|
| Credit / Debit Card |
| Card Replacement (Lost/Stolen) |
$10.00 |
| Reactivation |
$25.00 |
| Credit Card Late Payment |
$25.00 |
| Debit Card Overdraft |
$31.00 |
| Sales Draft Copy |
$5.00 |
| NSF Payment |
$31.00 |
Cash Advance
(Member's debit card from another financial institution) |
$5.00 |
| |
|
| Checking Account |
| Check Copy |
$5.00 |
| Account Reconciliation |
$25/Hour |
| Check Printing |
Varies |
| NSF |
$31.00 |
| MoneyNow Overdraft |
$31.00 |
3rd Party NSF
(Returned Items - Innocent Deposit) |
Free |
| Overdraft Transfer from Savings |
1 Free/Month, $3 Each Additional |
| Personalized Card (when available) |
$10.00 |
| Stop Payments |
$31.00 |
| Verification of Deposits |
$10.00 |
| Classic Checking |
$20/Month |
| |
|
| Loan Programs |
| Delinquent Loan/Late Fee |
20% of Delinquent Interest
(10 day grace period) |
| Additional Skip-A-Pay for Eligible Loans |
$40 ($60 Home Equities) |
| Extension Agreement |
$40.00 |
| |
|
| General Services |
| Account History - MWBCs |
$1.00 |
| Account History - Staff |
$5.00 - No page limit |
| Statement Copy |
$5.00 - No page limit |
| Account Research - Members |
$25/Hour |
| Account Research - Outside Agencies |
$50/Hour |
| Official Check |
$3.00 |
| Official Check Copy |
$5.00 |
| Official Check - Stop Payment |
$31.00 |
| Unclaimed Property |
$50.00 |
| Foreign Checks/Collection Items |
$10.00 + Bank Charges |
| Non-Member Check Cashing |
$5.00 |
| Levies and Garnishments |
$75.00 |
| Cash Withdrawal from Service Center Teller |
$3.00 |
| |
|
| ACH / Electronic Funds |
| Return ACH |
$31.00 |
| Stop Payments |
$31.00 |
| Outgoing Wire Transfers |
$20.00 |
| Outgoing Wire Transfers - International |
$35.00 |
| Incoming Wire Transfers |
Free |
| Outgoing Account to Account Transfer |
$2.00 |
| Incoming Account to Account Transfer |
Free |
| |
|
| Savings Programs |
Account Re-Opening Fee
(Within 1 year of closing) |
$25.00 |
Minimum Balance Fee - Aggregate Deposit Balance Falls Below $100.00
(After 6 months)* |
$2/Month |
| Money Orders |
$2.00 |
| Traveler's Checks - One Signature |
$1 Per 100 |
| Traveler's Checks - Two Signatures |
$1.50 Per 100 |
| American Express Gift Cards |
$3.95 |
| Gift Checks |
$2.50 |
