ID SafeChoice

Identity theft is one of the fastest growing crimes in the United States, and can create problems with your credit, finances, employment, and even your personal assets. As part of our efforts to combat the effects of identity theft, Michigan First has joined with one of the most trusted names in Identity Theft Recovery, to bring you ID SafeChoice. Trying to fix the damage is stressful, time-consuming, and can be expensive, potentially costing you thousands of dollars. With ID SafeChoice, you can rest assured knowing we'll quickly work to restore your credit in the event your identity is ever stolen.

Benefits:

• Simply contact us if your identity's stolen and we'll assign a Recovery Advocate within one business day
• Your Recovery Advocate will:
  • Provide you with a customized recovery plan within 72 hours
  • Alert the three major credit bureaus
  • Work with all government and law enforcement agencies to restore your identity
  • Complete all forms and follow-up on your behalf
  • Restore your identity no matter how long it takes
• Costs only $1.95 per month
• Signing up is easy
• Or sign up for ID SafeChoice Plus for individuals or for family!  You'll get:
  • All the benefits of ID SafeChoice
  • PLUS continuous credit monitoring
  • PLUS warnings of suspicious activity, new credit in your name, and attempts to change your address
  • PLUS reimbursement up to $25,000 for expenses
  • PLUS free access to view, download and print each protected person's credit report
  • Only $5.95 per month for you, or $9.95 per month to protect your whole family!

To learn more about ID SafeChoice, visit our partner site, view our FAQs, visit one of our convenient locations or contact us today.

Terms and Conditions:

Services are provided to the named individual in Sponsor’s Covered Group; businesses do not qualify for this offer. Benefits are non-transferable.

Eligibility for recovery services is based on ID theft events that occur, are discovered and reported to Provider on or after the effective date of the program and during the eligibility period. Provider reserves the right to refuse or terminate services if it is deemed that the participating plan member is committing fraud or other illegal acts, making untrue statements, or failing to perform his/her portion of the recovery plan. Provider will not refuse or terminate services to a plan member solely due to the complexity of a case.

Provider does not provide credit counseling or repair to credit which legitimately belongs to the plan member.

Recovery Services are available in the United States of America (U.S.) and to persons outside the U.S. to the extent that U.S. laws prevail.
Cancellation of the Plus Plan effective on the last day of the month in which the cancellation request is received. If a quarterly, semi-annual or annual payment was made for the Plus Plan, any unused portion of the payment will be refunded. Credit monitoring services will cease as of the effective date of the cancellation of the Plan.

For ID SafeChoice only, funds will be withdrawn from account on the 5th day of the month. If you have insufficient funds in your account on the 5th day of the month, there will be a second attempt to withdraw the funds on the 10th day of the month. If there are still insufficient funds at the time of this second attempt, IDSafeChoice and all coverage will be immediately canceled. If the 5th or 10th days of the month do not fall on a business day, then the money will be withdrawn on the next business day.

Member responsible to report all incidents of identity theft to Michigan First Credit Union. Your name and contact information will be given to the service provider. A Recovery Advocate will contact you within one (1) business day.

*Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Coverage not available to residents of New York and may not be available in other jurisdictions.