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  • External Transfers

    Enjoy the freedom of transferring funds from your accounts at Michigan First to your accounts at hundreds of other banks and credit unions in the U.S. It’s easy! Instead of writing a check to get money from your Michigan First account, you can transfer the funds right from your computer!

    To use this service, all you need are: 

    • An e-mail address on record with Michigan First
    • A Michigan First Checking or Savings account
    • The account number and the routing/transit number of your account(s) at the other financial institution

     

    It’s simple to set up and use, secure, and reliable. Plus, it's a lower cost alternative to wire transfers and mail. Simply log in to Online Banking and find the link to "Transfer To/From Another Bank" under the "Transfers" tab. 

    Benefits:

    • Available 24/7 from Online Banking
    • Fast access from any computer
    • Transfer up to $1,000 per day, or call us to request your daily transfer limit increased up to $10,000
    • On demand, scheduled, and recurring transfers
    • Convenient transaction tracking  

    Details:

    • Minimum amount per transfer $20.00
    • Maximum amount per transfer $10,000
    • Maximum transfers per day 3
    • Maximum transfer amount per day/week $10,000
    • Transfer out of Michigan First $2.00
    • Processing Time 3-5 business days

     

    Frequently Asked Questions

    Contact us for more information.

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